What is Commercial Earthquake Insurance?
Commercial earthquake insurance protects your business property, buildings, and assets from devastating earthquake damage that standard property policies don’t cover. Get peace of mind that your livelihood is protected against nature’s most unpredictable threat.
Cover Your Business From:
Structural Damage
Business Personal Property Loss
Inventory & Equipment Damage
Business Interruption
Debris Removal
Aftershock Damage
FAQ
Is earthquake coverage included in my commercial property policy?
No, earthquake damage is typically excluded from standard property policies. You need a separate commercial earthquake policy to be protected.
What does commercial earthquake insurance cover?
It covers repair or replacement of buildings, business personal property, inventory, and loss of income from interruptions caused by earthquakes.
How are deductibles calculated?
Deductibles are usually a percentage of the insured value of the property—often ranging from 5% to 25%—not a flat dollar amount.
Who needs commercial earthquake insurance?
Businesses in earthquake-prone regions or with valuable property and equipment should strongly consider this coverage.